Debit Card Payday What Is The Difference Between A Debit Card Or A Credit Card?

What is the difference between a debit card or a credit card? - debit card payday

I live in Canada. I have this red card CIBC "convenience card. How do I know if a credit or debit card? Is there a fee if you use them?" I've never cards. I was at a premium account. I'm 16 when it arrives. CIBC Bank in Canada.